Apple Pay is a convenient way to pay for goods and services without the need for physical currency and did you know that you can also get cash back with Apple Pay?
But where can I get cash back with Apple Pay?
You might ask.
Many major retailers offer cash back when using Apple Pay.
Stores such as Costco, Target, Walmart, Walgreens, and CVS are just a few examples.
When you link your debit or credit card to your Apple Pay account, you can easily receive cash back on your purchases.
In addition to cash back, Apple Pay also offers Daily Cash rewards when using the Apple Card.
You can earn up to 3% cash back at select merchants when using Apple Pay with the Apple Card.
This is a great way to earn rewards while making everyday purchases.
So, where can you get cash back with Apple Pay?
Read on to find out more.
Where Can I Get Cash Back With Apple Pay?
If you’re wondering where you can get cash back with Apple Pay, you’ll be happy to know that most major grocery stores, gas stations, and department stores offer cashback, including Costco, Target, Walmart, Walgreens, and CVS.
Your debit or credit card is linked to your Apple Pay account, and you can use it to make purchases and get cash back at these retailers.
Using Apple Pay At Merchants
When you use Apple Pay at a merchant, you can get cash back just like you would with a physical card.
Simply select your debit or credit card in the Wallet app, and hold your iPhone or Apple Watch near the payment terminal.
You’ll be prompted to enter your PIN or use Touch ID or Face ID to confirm the transaction.
Using Apple Pay For Online Purchases
You can also use Apple Pay for online purchases and get cash back.
When you’re ready to check out, select Apple Pay as your payment method, and confirm the transaction using Touch ID, Face ID, or your passcode.
Your card will process the transaction as it would any other, and you’ll receive cash back rewards if your card offers them.
Using Apple Pay To Send Money
Apple Pay also allows you to send money to friends and family using the Messages app.
Simply open a conversation, tap the Apple Pay button, and enter the amount you want to send.
You can use your debit card, credit card, or Apple Cash balance to fund the transaction, and the recipient can receive the money instantly.
Overall, using Apple Pay is a convenient and secure way to make purchases and get cash back rewards.
Just make sure your card offers cash back rewards, and that you’re using it at a retailer that offers cashback with Apple Pay.
How To Add A Card To Apple Pay
Adding a credit or debit card to your Apple Pay account is quick and easy.
Here’s how you can do it:
- Open the Wallet app on your iOS device, or the Apple Wallet app on your Mac.
- Tap the “+” button in the top right corner of the screen.
- Follow the prompts to add your card information, including your name, card number, expiration date, and security code.
- Verify your card by providing any additional information required by your bank or financial institution.
Once your card is added, you can start using Apple Pay for in-store purchases, online purchases, and in-app purchases.
You can also send money to friends and family using the Messages app.
To make a payment with Apple Pay, simply hold your device near a contactless symbol and authenticate your payment using Touch ID, Face ID, or your passcode.
You can also use Apple Pay on websites that support the service by selecting the “Apple Pay” option at checkout.
It’s important to note that not all banks and financial institutions support Apple Pay, so you should check with your provider before attempting to add a card.
Additionally, some retailers may not accept Apple Pay, so it’s a good idea to check for the contactless symbol before attempting to make a payment.
Benefits Of Using Apple Pay
When you use Apple Pay, you can enjoy a number of benefits that make your shopping experience more convenient and secure.
Here are a few of the top benefits of using Apple Pay:
- Easy to Use: Apple Pay is incredibly easy to use. All you need to do is add your credit or debit card to your Wallet app, and then hold your device near the contactless reader to complete your purchase. You don’t need to fumble around with cash or cards, which can save you time and hassle.
- Secure Transactions: Apple Pay uses advanced security features to protect your financial information. When you make a purchase, your card number is replaced with a unique device account number, so your actual card number is never shared with the merchant. Plus, you’ll need to authenticate your purchase with Touch ID or Face ID, adding an extra layer of security.
- Earn Cash Back: If you have an Apple Card, you can earn cash back on your purchases when you use Apple Pay. You can earn up to 3% cash back on select purchases, which can add up over time.
- Accepted at Many Locations: Apple Pay is accepted at a growing number of merchants, both online and in-store. You can use it at grocery stores, restaurants, gas stations, and more.
- Track Your Spending: When you use Apple Pay, your transactions are automatically recorded in your Wallet app. This makes it easy to track your spending and manage your budget.
Using Apple Pay can make your shopping experience faster, more convenient, and more secure.
Plus, if you have an Apple Card, you can earn cash back on your purchases.
Key Takeaways
If you’re wondering where you can get cash back with Apple Pay, here are some key takeaways to keep in mind:
- You can get cash back with Apple Pay at any store that accepts Apple Pay as a payment method, as long as the store offers cash back and you have a debit or credit card linked to your Apple Pay account.
- Apple Pay offers unlimited cash back, so you can earn between 2-3 percent on your purchases, depending on the store and the card you have linked to your account.
- If you have an Apple credit card, you can automatically earn a percentage of your purchases back as Daily Cash, which is Apple’s term for cash back.
- Some merchants offer bonus Daily Cash when you use Apple Card with Apple Pay, so be sure to check the Wallet app for participating merchants.
Apple Pay offers a convenient way to make purchases and earn cash back at the same time.
Just be sure to check with the store to see if they offer cash back and have a card linked to your Apple Pay account to take advantage of this feature.
