Money. It’s a topic that rules our lives, fuels our ambitions, and, sometimes, keeps us up at night.
Financial wisdom isn’t just about crunching numbers – it’s about understanding the balance between earning, saving, and spending.
From business tycoons to philosophers, everyone has something to say about it.
Here are 101 financial quotes to inspire, provoke thought, or just give you a moment to pause.
Best Financial Quotes
“An investment in knowledge pays the best interest.” – Benjamin Franklin
“Do not save what is left after spending; instead, spend what is left after saving.” – Warren Buffett
“The stock market is filled with individuals who know the price of everything but the value of nothing.” – Philip Fisher
“Never spend your money before you have earned it.” – Thomas Jefferson
“Money grows on the tree of persistence.” – Japanese Proverb
“The goal isn’t more money. The goal is living life on your terms.” – Chris Brogan
“Too many people spend money they earned to buy things they don’t want to impress people they don’t like.” – Will Rogers
“The quickest way to double your money is to fold it in half and put it in your back pocket.” – Will Rogers
“Beware of little expenses; a small leak will sink a great ship.” – Benjamin Franklin
“Rich people have small TVs and big libraries, and poor people have small libraries and big TVs.” – Zig Ziglar
“The real measure of your wealth is how much you’d be worth if you lost all your money.” – Unknown
“It’s not your salary that makes you rich, it’s your spending habits.” – Charles A. Jaffe
“Financial freedom is available to those who learn about it and work for it.” – Robert Kiyosaki
“You can only become truly accomplished at something you love. Don’t make money your goal. Instead, pursue the things you love doing and then do them so well that people can’t take their eyes off you.” – Maya Angelou
“Wealth consists not in having great possessions, but in having few wants.” – Epictetus
“Never depend on a single income. Make investments to create a second source.” – Warren Buffett
“Success is not about how much money you make, but about the difference you make in people’s lives.” – Michelle Obama
“Happiness is not in the mere possession of money; it lies in the joy of achievement, in the thrill of creative effort.” – Franklin D. Roosevelt
“Don’t tell me where your priorities are. Show me where you spend your money, and I’ll tell you what they are.” – James W. Frick
“Money often costs too much.” – Ralph Waldo Emerson
“Saving is a great habit but without investing, it stagnates.” – Manoj Arora
“Do not let your life be spent in endless pursuit of wealth, for the love of money is the root of many evils.” – Unknown
“The way to get started is to quit talking and begin doing.” – Walt Disney
“Budgeting only has one rule: Do not go over budget.” – Leslie Tayne
“You must gain control over your money or the lack of it will forever control you.” – Dave Ramsey
“It’s not the man who has too little, but the man who craves more, who is poor.” – Seneca
“A big part of financial freedom is having your heart and mind free from worry about the what-ifs of life.” – Suze Orman
“Price is what you pay. Value is what you get.” – Warren Buffett
“Empty pockets never held anyone back. Only empty heads and empty hearts can do that.” – Norman Vincent Peale
“Don’t work for money. Let money work for you.” – Robert Kiyosaki
“Money is a terrible master but an excellent servant.” – P.T. Barnum
“The art is not in making money, but in keeping it.” – Proverb
“It takes as much energy to wish as it does to plan.” – Eleanor Roosevelt
“A journey of a thousand miles begins with a single step. The same goes for building wealth.” – Lao Tzu
“Money is usually attracted, not pursued.” – Jim Rohn
“Financial fitness is not a pipe dream or a state of mind; it’s a reality if you are willing to pursue it and embrace it.” – Will Robinson
“Do not save what is left after spending; instead, spend what is left after saving.” – Warren Buffett
“Someone’s sitting in the shade today because someone planted a tree a long time ago.” – Warren Buffett
“If you don’t find a way to make money while you sleep, you will work until you die.” – Warren Buffett
“The number one problem in today’s generation and economy is the lack of financial literacy.” – Alan Greenspan
“The rich invest in time, the poor invest in money.” – Warren Buffett
“Know what you own, and know why you own it.” – Peter Lynch
“The more you learn, the more you earn.” – Warren Buffett
“Money, like emotions, is something you must control to keep your life on the right track.” – Natasha Munson
“Not all money is good money.” – Unknown
“Cash combined with courage in a time of crisis is priceless.” – Warren Buffett
“The individual investor should act consistently as an investor and not as a speculator.” – Ben Graham
“Always prepare for the unexpected.” – Unknown
“You can’t predict the market, but you can prepare for it.” – Unknown
“Frugality includes all the other virtues.” – Cicero
“Money is a tool. Used properly, it makes something beautiful; used wrong, it makes a mess.” – Bradley Vinson
“Formal education will make you a living; self-education will make you a fortune.” – Jim Rohn
“Wealth is the ability to fully experience life.” – Henry David Thoreau
“The man who does more than he is paid for will soon be paid for more than he does.” – Napoleon Hill
“It is not the creation of wealth that is wrong, but the love of money for its own sake.” – Margaret Thatcher
“Don’t look for the needle in the haystack. Just buy the haystack!” – John Bogle
“The more your money works for you, the less you have to work for money.” – Idowu Koyenikan
“We make a living by what we get, but we make a life by what we give.” – Winston Churchill
“Time is more valuable than money. You can get more money, but you cannot get more time.” – Jim Rohn
“Stop buying things you don’t need to impress people you don’t even like.” – Suze Orman
“Being rich is having money; being wealthy is having time.” – Margaret Bonnano
“The habit of saving is itself an education; it fosters every virtue, teaches self-denial, cultivates a sense of order, and trains to forethought.” – T.T. Munger
“A fool and his money are soon parted.” – Proverb
“Do today what others won’t, so tomorrow you can do what others can’t.” – Jerry Rice
“The safest way to double your money is to fold it over and put it in your pocket.” – Kin Hubbard
“You don’t need to raise money. You need to figure out how to make money.” – Naval Ravikant
“Money never starts an idea; it is the idea that starts the money.” – William J. Cameron
“Before you can become a millionaire, you must learn to think like one.” – Thomas J. Stanley
“Wealth flows from energy and ideas.” – William Feather
“Poverty wants much, but greed wants everything.” – Publilius Syrus
“The person who doesn’t know where their next dollar is coming from usually doesn’t know where their last dollar went.” – Unknown
“Earn with integrity, spend with purpose, save with discipline, and invest with vision.” – Unknown
“Financial freedom is about more than dollars and cents. It’s about feeling free.” – Tony Robbins
“Money does not buy you happiness, but it buys you time to find happiness.” – Unknown
“A budget is telling your money where to go instead of wondering where it went.” – John C. Maxwell
“It’s not what you make, it’s what you save.” – Unknown
“Opportunities don’t happen. You create them.” – Chris Grosser
“Wealth is not about having a lot of money; it’s about having a lot of options.” – Chris Rock
“If money is your hope for independence, you will never have it. The only real security that a man can have in this world is a reserve of knowledge, experience, and ability.” – Henry Ford
“The rich invest their money and spend what is left. The poor spend their money and invest what is left.” – Unknown
“Successful investing is about managing risk, not avoiding it.” – Benjamin Graham
“Money won’t create success, the freedom to make it will.” – Nelson Mandela
“Live like no one else now, so later you can live and give like no one else.” – Dave Ramsey
“You must be the master of your money, not a slave to it.” – Unknown
“Don’t put all your eggs in one basket.” – Proverb
“Money doesn’t change people. It just amplifies who they already are.” – Will Smith
“Compound interest is the eighth wonder of the world. He who understands it, earns it; he who doesn’t, pays it.” – Albert Einstein
“If you really want to do something, you’ll find a way. If not, you’ll find an excuse.” – Jim Rohn
“Money looks better in the bank than on your feet.” – Sophia Amoruso
“Debt is like any other trap: easy enough to get into, but hard enough to get out of.” – Josh Billings
“If saving money is wrong, I don’t want to be right!” – William Shatner
“Not everything that can be counted counts, and not everything that counts can be counted.” – Albert Einstein
“A wise person should have money in their head, but not in their heart.” – Jonathan Swift
“Financial peace isn’t the acquisition of stuff. It’s learning to live on less than you make.” – Dave Ramsey
“It’s good to have money and the things money can buy, but it’s good, too, to check up once in a while and make sure you haven’t lost the things money can’t buy.” – George Lorimer
“Money is a great servant but a bad master.” – Francis Bacon
“Don’t go broke trying to look rich.” – Unknown
“Every time you borrow money, you’re robbing your future self.” – Nathan W. Morris
“True wealth is not measured in money or status or power. It is measured in the legacy we leave behind.” – Unknown
