Saving money doesn’t mean sacrificing the things you enjoy.
It’s about being smart with your resources and finding ways to make the most of what you have.
Cost-saving strategies can help you stretch your budget and focus on what truly matters.
This collection of cost-saving quotes is here to inspire you to think creatively, make wise choices, and embrace the value of financial mindfulness.
Best Cost-Saving Quotes
“A penny saved is a penny earned.” — Benjamin Franklin
“Beware of little expenses; a small leak will sink a great ship.” — Benjamin Franklin
“Do not save what is left after spending, but spend what is left after saving.” — Warren Buffett
“The art is not in making money, but in keeping it.” — Proverb
“Too many people spend money they earned to buy things they don’t want, to impress people that they don’t like.” — Will Rogers
“Saving money today means you’ll have the freedom to spend it tomorrow.” — Unknown
“Frugality includes all the other virtues.” — Cicero
“Saving is a great habit, but without investing, it’s like saving for a goal you’ll never reach.” — Dave Ramsey
“Do not value money for any more nor any less than it is worth; it is a good servant but a bad master.” — Alexandre Dumas
“It’s not your salary that makes you rich, it’s your spending habits.” — Charles A. Jaffe
“Debt is like any other trap, easy enough to get into, but hard enough to get out of.” — Henry Wheeler Shaw
“Frugality is the mother of all virtues.” — Marcus Tullius Cicero
“The safest way to double your money is to fold it over and put it in your pocket.” — Kin Hubbard
“The best way to save money is not to lose it.” — Les Williams
“Happiness is not in the mere possession of money; it lies in the joy of achievement, in the thrill of creative effort.” — Franklin D. Roosevelt
“Beware of little expenses; a small leak will sink a great ship.” — Benjamin Franklin
“Do not save what is left after spending, but spend what is left after saving.” — Warren Buffett
“A man who both spends and saves money is the happiest man, because he has both enjoyments.” — Samuel Johnson
“It’s good to have money and the things that money can buy, but it’s good, too, to check up once in a while and make sure you haven’t lost the things that money can’t buy.” — George Lorimer
“The quickest way to double your money is to fold it in half and put it back in your pocket.” — Will Rogers
“A fool and his money are soon parted.” — Thomas Tusser
“A budget is more than numbers on a page; it’s an embodiment of our values.” — Barack Obama
“Every time you borrow money, you’re robbing your future self.” — Nathan W. Morris
“Saving is a fine thing. Especially when your parents have done it for you.” — Winston Churchill
“Do not value money for any more nor any less than it is worth; it is a good servant but a bad master.” — Alexandre Dumas
“Too many people spend money they earned to buy things they don’t want to impress people that they don’t like.” — Will Rogers
“A simple fact that is hard to learn is that the time to save money is when you have some.” — Joe Moore
“Do not save what is left after spending, but spend what is left after saving.” — Warren Buffett
“Without frugality, none can be rich, and with it, very few would be poor.” — Samuel Johnson
“Wealth consists not in having great possessions, but in having few wants.” — Epictetus
“Beware of little expenses. A small leak will sink a great ship.” — Benjamin Franklin
“The habit of saving is itself an education; it fosters every virtue, teaches self-denial, cultivates the sense of order, and trains to forethought.” — T.T. Munger
“If you buy things you do not need, soon you will have to sell things you need.” — Warren Buffett
“He who will not economize will have to agonize.” — Confucius
“Never spend your money before you have it.” — Thomas Jefferson
“A penny saved is a penny earned.” — Benjamin Franklin
“A wise person should have money in their head, but not in their heart.” — Jonathan Swift
“Good financial habits are built one decision at a time.” — Suze Orman
“The rich invest their money and spend what is left; the poor spend their money and invest what is left.” — Jim Rohn
“Do not spoil what you have by desiring what you have not.” — Epicurus
“The man who saves earns twice.” — William Graham Sumner
“Money grows on the tree of persistence.” — Japanese Proverb
“Don’t tell me what you value. Show me your budget, and I’ll tell you what you value.” — Joe Biden
“Saving even a small amount of money today can change your life tomorrow.” — Dave Ramsey
“Beware of little expenses; they add up to big problems.” — Warren Buffett
“Economy is half the battle of life; it is not so hard to earn money as to spend it well.” — Charles H. Spurgeon
“Wealth consists not in having great possessions, but in having few wants.” — Epictetus
“If saving money is wrong, I don’t want to be right!” — William Shatner
“Contentment makes poor men rich; discontentment makes rich men poor.” — Benjamin Franklin
“You must gain control over your money, or the lack of it will forever control you.” — Dave Ramsey
“To contract new debts is not the way to pay old ones.” — George Washington
“There are two ways to be wealthy: make more or desire less.” — Jackie French Koller
“Financial peace isn’t the acquisition of stuff. It’s learning to live on less than you make.” — Dave Ramsey
“Money saved is money earned.” — Plautus
“Live within your income and save something for a rainy day.” — Louisa May Alcott
“A man who saves will have more than a man who earns twice as much but spends everything.” — Samuel Smiles
“Riches are not from abundance of worldly goods, but from a contented mind.” — Muhammad
“The road to wealth is paved with frugality and diligence.” — Benjamin Franklin
“When money realizes that it is in good hands, it wants to stay and multiply in those hands.” — Idowu Koyenikan
“Do not squander time, for that is the stuff life is made of.” — Benjamin Franklin
“Thrift is not an affair of the pocket, but an affair of character.” — S.W. Straus
“A fool and his money are soon parted.” — Proverb
“Spend wisely, save diligently, and your future will thank you.” — Unknown
“Living frugally doesn’t mean you have to give up everything; it means making smarter choices.” — Unknown
“Never spend your money before you have it.” — Thomas Jefferson
“The quickest way to double your money is to fold it in half and put it back in your pocket.” — Will Rogers
“Cutting costs is often the simplest path to financial success.” — Unknown
“Thrift is poetic because it is creative; waste is unpoetic because it is waste.” — G.K. Chesterton
“Savings, even small ones, can lead to big dreams.” — Unknown
“A budget is telling your money where to go instead of wondering where it went.” — Dave Ramsey
“The way to wealth is as plain as the way to market. It depends chiefly on two words, industry and frugality.” — Benjamin Franklin
“Small savings today make for a bigger tomorrow.” — Unknown
“Economy is the method by which we prepare today to afford the improvements of tomorrow.” — Calvin Coolidge
“The habit of saving is itself an education; it fosters every virtue, teaches self-denial, cultivates the sense of order, and trains to forethought.” — T.T. Munger
“It’s not about having a lot of money, but how you manage it.” — Unknown
“Money, like emotions, is something you must control to keep your life on the right track.” — Natasha Munson
“Save a little money each month and at the end of the year, you’ll be surprised at how little you have.” — Ernest Haskins
“You must gain control over your money, or the lack of it will forever control you.” — Dave Ramsey
“The rich invest their money and spend what is left; the poor spend their money and invest what is left.” — Jim Rohn
“Saving even a small amount of money today can change your life tomorrow.” — Unknown
“If you buy things you do not need, soon you will have to sell things you need.” — Warren Buffett
“Do not spoil what you have by desiring what you have not.” — Epicurus
“A wise person should have money in their head, but not in their heart.” — Jonathan Swift
“Good financial habits are built one decision at a time.” — Unknown
“Thrift is not an affair of the pocket, but an affair of character.” — S.W. Straus
“Every dollar you save is a dollar you didn’t have to work for again.” — Unknown
“Simple living and high thinking go hand in hand.” — Unknown
“A smart spender is always a step ahead of a big earner.” — Unknown
“Wealth consists not in having great possessions, but in having few wants.” — Epictetus
“An ounce of prevention is worth a pound of cure, even in spending.” — Unknown
“Don’t just work for money; make your money work for you.” — Unknown
“Contentment makes poor men rich; discontentment makes rich men poor.” — Benjamin Franklin
“Success isn’t about how much money you make, but how much money you keep.” — Unknown
“Frugality and freedom go hand in hand.” — Unknown
“Practical spending leads to peace of mind.” — Unknown
“Saving requires discipline, but the rewards are worth it.” — Unknown
“Every great achievement starts with small savings.” — Unknown
“To save money is to earn it.” — Unknown
“Financial freedom starts with cost-saving habits.” — Unknown
“A budget is more than numbers on a page; it’s a reflection of your values.” — Unknown
“Saving is the first principle of wealth.” — John D. Rockefeller
